Medicare Advantage vs. Medicare Supplement: Understanding the Pros, Cons and Costs
Hosted by Carl Lishing
About this session
Choosing between Medicare Advantage and Original Medicare with a Medicare Supplement is one of the most important healthcare decisions you'll make as you approach retirement. Both options can provide valuable coverage, but they work very differently when it comes to premiums, out-of-pocket expenses, provider access and financial protection.
Join us for this free educational class as we explain the advantages, limitations and costs of each approach. We'll explore real-world examples to help you understand how your choice can affect your healthcare expenses today and in the years ahead. Whether you're new to Medicare or considering changing your existing coverage, this class will help you make a more informed decision.
Date
October 21, 2026
Time
5:30 PM – 7:00 PM (Eastern Time)
Where
Cleveland Insurance Solutions Learning Center, 16506 Detroit Ave, Lakewood, OH 44107
Price
Free — seating is limited
What you'll learn
Medicare Advantage vs. Medicare Supplement — How these two approaches work and the key differences in coverage.
Understanding the real costs — Comparing monthly premiums, deductibles, copays, coinsurance and maximum out-of-pocket expenses.
Doctors, hospitals and provider networks — How access to healthcare providers differs between Medicare Advantage and Original Medicare with a Supplement.
Prescription drug coverage — How Part D works with each option and what to consider when comparing plans.
The pros and cons of each approach — Understanding the trade-offs between lower monthly premiums, flexibility, convenience and financial predictability.
What happens when your health changes — How major medical events, chronic conditions and increased healthcare needs can affect your expenses.
Changing coverage in the future — Important enrollment rules, Medicare Supplement underwriting requirements and why your initial decision can have long-term consequences.
Making the right decision for your situation — Key questions to consider based on your health, finances, lifestyle and personal priorities.
Your instructor
Carl Lishing
Licensed Insurance Agent · Cleveland Insurance Solutions
Every session is educational, not a sales presentation, there's no obligation to buy anything.
Pick the seat that fits your week
Join live on Zoom from anywhere, or come to the Learning Center in Lakewood for the in-person class and Q&A.